Veteran Loan Funding lends in the state of Virginia.
NMLS #71158

800-601-3878

  • Making loans simple for those who served
  • Getting Your VA Home Loan Has Never Been Easier
  • Your resource for VA Loans and VA Refinancing
  • Our Team is dedicated to assisting our military service members
RESOURCES
VA MORTGAGE CALCULATOR
VA LOAN FUNDING CALCULATOR
GUIDES
FAQ
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What is a VA Mortage Calculator?

 
A mortgage calculator is a special tool to help calculate how much a borrower could afford. They may additionally be used to compare costs, interest rates, payment schedules, as well as help determine payment by adjusting the length of the loan.

Understanding the VA Funding Fee Calculator

 
Any military members who receive a VA loan are subject to the VA funding fee, which is required by law. It is a calculated at 2.4% with 0% down payment. The standard fee for any loans after the initial usage is 3.3%.

For members of the National Guard or Reserves, the zero down fee is at a 2.4% rate. With a 10% down payment the VA funding fee would calculate at 1.75%. Anything above 10% has a 1.25% VA Funding Fee.

A Interest Rate Reduction Loan (IRRL) carries a funding fee of .5% and when applicable manufactured homes are eligible for a 1% VA funding fee.

Disabled Veterans who receive VA compensation for disabilities and Veterans may be eligible for disability compensation if they did not already receive retirement pay are exempt from the VA Funding Fee. In addition, spouses of veterans who died in the line of service or service related disabilities could also be exempt from the VA Funding Fee.
 
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